Why Getting A Poor Credit Score Loan Is The Best Option for You

Getting a loan of up to $60,000 by using your car as collateral is one of the best ways to get rid of your financial struggles. Don’t lose heart if you face rejections from banks because of your bad financial history. A poor credit score loan is the best solution for you because your credit score doesn’t matter when you apply for this loan with Equity Loans Canada. 

Top Reasons To Choose Us 

1.Instant Funds: We understand that some financial needs require immediate funds. Our quick and hassle-free loan process helps you get money the same day provided you fulfill all our requirements.

2.No Credit Checks: We lend you funds based on your vehicle’s equity value and current condition. Your debt history is none of our concern. Unlike other lending sources, we do not run credit checks on you and will still lend you money even if you have a poor debt score.

3.Competitive Interest Rates: We want your monthly payments to be as low as possible so that they’re affordable and do not mess up your finances. Thus, our interest rates are the most competitive in the car title loan industry. 

4.Fast and Reliable: We use the best lending techniques in order to deliver our services as fast as possible. Before borrowing, you must know your lenders. We have been delivering great service to our satisfied customers throughout Canada. Our credibility can be checked by various testimonials by our customers. You can rely on us for we will not scam you!

5.Convenient Repayment Process: We provide the most flexible and easy repayment options to make it a convenient process for you. We guarantee the longest loan terms in the industry thus not burdening you with heavy installment payments.

6.No Early Payment Penalties: You are free to repay your loan before its maturity. If you have the resources and the willingness to finish the payments for your poor credit score loan  early, we appreciate that. Unlike banks and other traditional lending sources, we do not charge any prepayment penalties.

7.Keep Your Vehicle: Your vehicle’s title will be used as collateral and not your vehicle. Your vehicle continues to stay with you the entire time. You will be asked to bring it to our store only once for inspection. Once done, you are free to use it as usual.

8.No Checks: Unlike banks, we do not keep track of the usage of funds that you borrowed from us. It is your money and you are free to use it your way. We don’t want to bother you by interfering with your personal matters and thus hampering your privacy.  

Eligibility Criteria:

Interested in applying for a title loan with us? Well, before you apply, you need to meet the eligibility criteria. You need to have the following with you:

  • Fully-paid for vehicle 
  • A lien-free title
  • Proof of permanent residence
  • Vehicle registration papers 
  • Vehicle insurance papers that include collision and comprehensive
  • A valid Canadian driver’s license
  • A second set of keys to your vehicle
Contact us at our (toll-free number) 1-844-567-7002 or apply online.

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Can You Get Same Day Cash With A Bad Credit Score Auto Loan?

Money plays a crucial role in life for survival. When a financial problem strikes, one requires urgent cash to bail himself out of  trouble. He cannot rely on banks or other traditional lending organizations to get money instantly as there is no time to wait or waste.  For such tough financial problems, bad credit score auto loan is available for those with all types of credit scores. This loan is provided on the car’s title using it as collateral. Therefore, it is also known as car title loan or car collateral loan. Equity Loans Canada provides  car collateral loans  without any job or credit check requirements. We completely understand that financial emergencies like medical bills, house repairs, funeral costs etc. can badly affect your monthly budget. So, we ensure our  borrowers get the benefits of same day cash on our loans.  

Process To Obtain a Bad Credit Score Auto Loan

Step 1- Reach out to us by calling (toll-free) 1-844-567-7002 or by simply filling out our  online application form with your name, address, vehicle details etc.  Your vehicle details like the year of purchase, make and model are necessary in order to determine its wholesale market value which will decide the loan amount you’ll be qualifying for. 

Step 2- You’ll be asked to submit some minimal set of documents. These include: 

  • A valid Canadian driver’s license
  • Proof of permanent residency
  • Vehicle  registration and insurance papers in your name
  • A second set of keys to your vehicle
  • Proof of legal age as per your province
  • You should own a lien free vehicle no older than 10 years
  • There should be a clear title to your vehicle

Step 3- You will be asked to bring in your car for inspection and one of our loan representatives will determine its market value based on its working condition. Based on this, you’ll be approved and qualified for the loan accordingly. With Equity Loans canada, you can get the loan amount of up to $60,000. 

Step 4- After the loan approval, the loan terms will be discussed and the agreement papers will be signed. You will receive the cash on the same day and be on your way. 

Advantages Of Getting A Loan With Equity Loans Canada

Quick Financing available

A bad credit score auto loan provides a quick financing option.. After submitting all the required documents, you’ll be approved within an hour and can get quick cash within the same day. 

Payment Terms are Flexible

Equity Loans Canada has long and flexible loan terms in the industry that go for as long as up to 4 years. This gives our customers plenty of time to pay the loan back without facing any financial burden on their pockets. 

No Credit Checks

We don’t get  into your credit score details as these loans are already secured against the title documents of your vehicle. Therefore, we allow people with bad  credit or no credit  scores  to apply for our title loans. 

Low Interest Rates and Monthly Payments

The interest rates on our bad credit score auto loans are low and also, there are low monthly payment options available for these borrowers. This has made more and more people to opt for these loans as compared to other traditional loans in the industry. 

No Job Required

We understand that many people who require cash for their sudden expenses might not have a job or a good credit score. Therefore, we don’t ask for job related details. All that matters to us is your lien-free vehicle registered and insured in your name. 

No Prepayment Penalties

You can pay back your bad credit car loan early at your convenience.  We don’t  charge a single fee for early pay out.. 

Keep The Vehicle

You don’t need to worry about losing your car while applying for a loan with us.  We allow you to drive your car as usual throughout the loan tenure while you make regular payments. The title of your car is kept until you pay back the loan in full.

Don’t let your money problems distress you!. bad credit score auto loan are the best option especially  when a financial crunch hits. Get in touch with us today! Call us (toll free)  1-844-567-7002 or apply online by filling out our application form. 

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Auto Title Loan – Get Up To $60,000 Instantly

A financial crisis is always a bummer in a smooth-sailing life.  Unexpected and unwanted events make it impossible to manage all the expenses and can leave you stressed out! Arranging cash payments for urgent needs can be difficult. When it comes to bank loans, they require a good credit history and proof of employment. This can be very time-consuming.  

An auto title loan from Equity Loans Canada, however, can help you get out of this tough time with ease. All you have to do is use your fully-paid car as collateral and get the loan amount based on your car’s equity. We can help you get up to a $60,000 loanable amount using your car. >

What is The Car Equity Loan Process?

  • Fill up a basic online application form or give us a call.
  • Submit the paperwork for verification.
  • Bring your vehicle for inspection.
  • Review our loan terms and conditions then sign the agreement papers. 
  • Get your money and drive away with your vehicle!

At Equity Loans Canada, we accept all types of vehicles for our collateral loans such as; a truck, SUV, Van, sedan or even a motorcycle. As long as the vehicle is not older than 10 years and is-lien free, we’ll help you get the loan amount based on its overall working condition. Your car will be inspected thoroughly and car documents will be verified. Then you’ll sign an agreement with all the terms and conditions. 

Once everything is done, you will be approved instantly. The best part is you can take your cash as well as your vehicle because we won’t keep your car with us. We only temporarily hang on to the  vehicle title papers for the duration of the loan since it acts as security. You can say that it is one of the easiest auto title loans you can ever apply for. 

Basic Prerequisites

The following requirements are needed  in order to apply for the loan. 

  • Proof of legal age in your province.
  • You need to be the owner of a fully-paid vehicle that is not more than ten years old. 
  • Clear title papers to your vehicle are mandatory.
  • The vehicle must be registered and insured under your name.
  • A valid Canadian driver’s license is required.
  • Proof of permanent residency should be submitted.
  • A second set of keys to your car is required at the time of inspection. It should work on all doors and on the ignition.

Getting a short loan for emergencies like overdue credit card bills, house repairs, utility bills and other unexpected expenses is a great idea because you can apply for it in minutes and get the approval instantly. No more waiting for days or weeks. Call our loan agent on our toll free number 1-844-567-7002 now or apply online.

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Vehicle Pawn Loans – Pawn Your Car and Get Instant Cash

Money plays an essential part in our lives and  a financial shortage can put us in  tight financial situations. Some expenses such as overdue credit card bills,,  house renovation costs, medical bills, and funeral costs usually demand quick funds. Unfortunately, our savings are usually not sufficient to cater to these financial needs. A bank loan or other traditional loans cannot be considered especially when there’s no time to wait  due to poor credit history or score. These sources can take days or weeks to process your loan request. Therefore, it makes it impossible for a person who is in a financial crisis and under a time constraint to go a traditional route. A Vehicle Pawn Loan is  an answer to a sudden cash crunch! This is because it is not only fast but also it doesn’t require any credit checks. Equity Loans Canada brings the most favorable and convenient way of borrowing money through this type of loan. If you have your car title with you, you can pawn your vehicle and get money without going through long paperwork requirements. 

How To Apply?

For anyone who wants to apply for an auto pawn loan with us, they can fill out our easy application form with the basic necessary details or call us.  After this, you will be contacted by one of our loan agents who will let you know the next steps. You will need to submit some basic documents for verification  as well as bring in your car for inspection. This will help us determine the loan amount that you qualify for. The higher the equity value of your vehicle, the more you’ll qualify for. With Equity Loans Canada, you can get up to $60,000 easily.  We provide instant approval once the vehicle inspection is over and all the documents are verified. Receive your money and drive away in the comfort of your car. 

Reap the Benefits with Us

A vehicle pawn loan with Equity Loans Canada will result in  many benefits:

  • Get Money Within a Day– With our quick loan  process, we don’t make our customers wait long. Get your funds within 24 hours. Minimal paperwork and verification also make our loan process a smooth and quick one!  
  • No Credit Checks – We don’t do any credit checks on our customers.  Our loans are secured by the vehicle title and not your credit score. So even if you’ve got a low credit score, you can easily get a loan with us.
  • No employment  Requirements – Our loan requires no proof of income nor do we ask for your  employment details 
  • Long Loan Terms – Our loans come with a  term of up to 4 years. 
  • Low-Interest Rate – Our loans are disbursed at very competitive interest rates. We want our customers to be at ease with our repayment process. 
  • Keep Your Vehicle –Our customers get to keep using their vehicle for the entire loan period while making their monthly loan payments.  There is no need to store or surrender your car. 
  • No Prepayment Penalties – You can go ahead and make an early payout on your loan if you wish. We don’t charge any penalties for doing so.

What’s Required?

We’ll need minimal documents to provide quick loan approval. These basic documents are ones that the majority of people already have on hand. Here are some of the requirements you need to fulfill to get a loan with us: 

  • A fully paid for vehicle no older than 10 years
  • A vehicle free from any kind of financial obligation (such as  lien or loan) 
  • Proof of permanent residency in Canada
  • Vehicle  registration and insurance papers in your name 
  • A valid Canadian driver’s license 
  • The second set of keys to your vehicle required at the time of inspection
  • Proof of legal age as per your province

Get In Touch With Us

Secure a vehicle pawn loan and cater to your monetary financial requirements now with Equity Loans Canada. Get in touch with us today. Apply online or call us (toll-free) at 1-844-567-7002 to get your loan amount.

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Need Cash – Apply For A Specialised Car Equity Loan


In these difficult times, managing your expenses and catering to your immediate cash needs has become difficult. One may think of going to a bank for a loan. It is a good option provided you have a good credit score and are in no hurry to get the money. The process of getting money from a bank comes with its own demerits. One has to sign a lot of paperwork and this may take weeks or months for approval. The chances of getting rejected because of bad credit history are high. A specialised car equity loan from Equity Loans Canada does not require a perfect credit score. People with bad credit scores in need of instant cash can apply for our auto equity loan with us. We will help you deal with the crisis and get you a bad credit score loan approval at the earliest. Don’t let your credit history bother you, just apply for a poor credit score loan and get the funds quickly. This loan is secured by using your vehicle’s title paper as collateral.


Borrow up to $60,000 with us


Based on the current market value and the working condition of your vehicle you can borrow up to $60,000. The final amount is calculated after the inspection of the vehicle. 

Check out the benefits of a poor credit car loan

No credit checks

Your bad credit history or job details are not our concerns. You get instant funds even on the same day of loan approval. There are no credit checks done by us. Your vehicle is your credit.

No Prepayment Penalty

Our loan is an open ended loan which means you can close it by making an early payment whenever you want. There will be no prepayment penalty charged on you for doing so. 

 Competitive Interest Rates

We ensure the lowest interest rates in the market. We provide our loans at competitive interest rates which benefits you. 

Get Cash Fast

Equity Loans Canada helps you deal with your financial crisis by providing instant cash. Do not feel stressed over your need for quick cash requirements, we will certainly help you during your tough time.  

Keep your vehicle with you

Drive off with your vehicle and keep using it during the loan period. There’s absolutely no need to store your vehicle with us. 

How does it work?

Step One – Call us or Apply Online & Get Prequalified

Give us a quick call or apply online by following simple steps and get a preapproval. Once the online process is complete one of our loan agents will get in touch with you and brief you about the further steps in the process. 

Step Two – Hassle Free Paperwork

You have to submit some basic documents. The process is short and doesn’t eat out much of your time. We need just the basic information about your vehicle like the year, make and model of the car, and the kilometers. We will then prepare the loan documents and inspect your car.

Step Three – Get the Money

Once the paperwork is done, get your funds immediately after you sign the agreement papers. 

Step four – Keep your car during the loan

When you receive the funds you also get to keep your vehicle since we don’t store it with us. Yes, you read it right, continue to drive your car as before. Your vehicle is used as collateral for this loan but you still get to keep it during the loan term.

The Requirements

  • Proof of legal age as per your respected province
  • A vehicle that is not more than ten years old 
  • A clear title to your vehicle
  • The vehicle must be registered and insured in your name
  • A valid Canadian driver’s license
  • Proof of permanent residency
  • A second set of keys to your car

Apply with Equity Loans Canada to get a specialised car equity loan today! Contact us (toll-free) 1-844-567-7002 or apply online. Our experienced loan experts are ready to help and walk you throughout the entire loan process.

How To Get A Low Monthly Auto Collateral Loan?

If you’re worried about your poor credit score, check out how our auto collateral loan can help. This loan will help you get immediate funds irrespective of a poor credit score. We, at Equity Loans Canada have been providing services to our thousands of satisfied customers across Canada by helping them arrange quick cash through our low monthly auto collateral loans. In this loan, we temporarily keep the title of your vehicle in exchange for instant funds for your cash needs. It’s a quick and secure option of borrowing money when you are in dire need of cash without having to go through a credit check. Whatever happened in the past stays in the pasts, and all that matters to us is your present money needs. We do not check your credibility using your past loans or debts. This means no more loan rejection due to bad credit history or low credit score. The loan is provided to you solely on the basis of your vehicle’s equity value and present condition. If your vehicle is fully paid for and meets other basic parameters for a title loan we will be more than happy to help. We understand that the need for funds can arise at any point in life. You may not always be in a position to accommodate such sudden requirements. You also cannot improve your credit score overnight to borrow from a bank. The bank can easily reject your loan application if your credit score is low. However with us, we won’t judge you on the basis of your credit score.


Getting funds through a car equity loan is a very convenient and quick process. Filling out our online application form takes just a couple of minutes and the entire loan process can be completed within a day. Requesting and getting the approval for a loan is now just a few clicks away.

  • Fill out our simple online application form or call us.
  • Provide the details of your vehicle: year, make and model.
  • Bring your vehicle to our nearest location for inspection.
  • Once the evaluation is done and the loan is approved, the funds will be given to you in a few hours.During this whole process, our friendly staff will be there to help. You will need some basic documentation to be eligible to borrow funds against your car title. The paperwork is simple and we do not require any complicated documentation.We require the following:
  • Fully paid for vehicle no older than 10 years.
  • A lien-free vehicle title Proof of permanent residence (a piece of computer-generated mail) Vehicle registration papers in your name Vehicle insurance papers in your name that include collision and comprehensive
  • A valid Canadian driver’s license
  • A second set of keys to your vehicle
  • Proof of legal age as per your province


There are many lenders that’ll provide you a car title loan but if you borrow from us, you will have the following advantages:

No Credit Checks-
We provide funds on the basis of your vehicle. Your credit score is none of our concern. You can apply even if your credit score is poor. We also accept ‘no credit score’ loan requests too.

Get Instant Funds- You get cash instantly after the loan approval. There is no need to wait since we understand the urgency and start working on your request as soon as we receive it. You can borrow from us an amount of up to $60,000 instantly. If you are looking for a low monthly auto collateral loan today, Equity Loans Canada is the right place for you.

Keep Your Car- We will only keep the title documents of your vehicle as collateral. You are free to drive your car as usual. You need to only bring it in for inspection to determine the loan amount you may be eligible for. Once that is done, you can take your vehicle home along with the funds. There is no need to surrender your vehicle.

No Job Requirements- We will not ask you to produce proof of income in order to borrow from us. We do not do any verification checks on your employment either.

Competitive Interest Rates- We assure you competitive interest rates in the auto title lending industry. We do not want to burden you with heavy installments especially when you are going through a tough time. Our low interest rates keep your monthly payments pocket-friendly.

Longer Loan Terms- You not need to repay us immediately. You can borrow from us for a loan duration of up to 4 years. This helps you in making your monthly payments with ease.

No Prepayment Penalty- You are free to make an early payment to close out the loan. We will not levy any prepayment penalty over this. This is an open ended loan. Call us toll free 1-844-567-7002 or visit our website to apply online!




Can I Get Cash Using My Vehicle?


If you’ve been googling ‘ways to get cash using my vehicle’ then we’re glad to inform you that an auto title loan is just the answer to all your money problems. Unforeseen expenses  usually come uninvited and we are forced to take some desperate measures to compensate. Taking a personal loan is just one way to deal with money shortage. But it comes with its own disadvantages such as  a lengthy time period to review a mountain of documents and to even confirm if you are approved for a loan or not. Another way to deal with a  money shortage is to opt  for an auto title loan.      

Why An Auto Title Loan?

An auto title loan is a short term loan in which a borrower’s vehicle title serves as collateral. The vehicle has to be fully paid for. Through this loan you can use your vehicle as a source of funds  when your bank account runs out of funds. If you apply with Equity Loans Canada, you will not have to experience a  complicated loan  process. There is also no need to seek help from your relatives or   friends for money. Our car title loans can easily be taken by Canadians who need money without  hassle and have the ability to receive funds  within 24 hours of submitting their application. Here are the top reasons why an auto title loan is an ideal option in  solving  your money problems.

Do you have a bad credit score? No Problem.

A healthy credit rating is a dream for many. A lot of different reasons can lead to a  low credit score. And not all of them are controllable. The need for urgent money can happen at  any time. We, on the other hand, do not take your credit score into consideration to determine whether you are eligible for a car title loan or not. In the case of a car equity loan, you only need a title to a fully paid for car to be used as collateral to get the loan. This makes it easy and quick for you to get your hands on the much needed money. Our approval process is fast and simple. We will provide you the loan based on the equity value and overall condition of your car.

Fast Processing Is The Key

Having access to a quick loan can be very comforting if you are stuck in an unpleasant situation. This is the main reason why , more and more Canadians  are opting for vehicle title loans for its quick and simple process. Banks and credit unions usually make the borrower go through tedious paperwork thus makes for a  long wait time. That’s not what happens at Equity Loans Canada. Our paperwork is minimal and  the borrower usually has easy access to the common documents we request for. . We take a couple of minutes to pre-approve the loan and then the complete process takes less than 24 hours. You can fill out an easy online application form and submit it to get a pre qualified  loan value.Once the online application is received we will be in contact to request the  following documents: 

  • Valid Canadian driver’s license
  • Proof of permanent residence
  • A lien-free and fully paid for vehicle no older than 10 years
  • Registration and insurance papers in your name (covering collision and deductible) 
  • Proof of legal age as per your respected province
  • Second set of keys for  the vehicle (to remain with us)


We assure you, we will work on your loan application in a swift manner. Your car will be inspected at one of our local offices.. There’s also no need to surrender the car. You get to use it as normal for the whole duration of your loan. As soon as the loan process is complete you will  get your funds. We only hold on to the title papers and spare set of keys temporarily until the loan has been fully paid.

So, the answer to your question, ‘can I get cash using my vehicle?’ is a definite yes! There are many advantages of choosing us over other lenders. 

  • No credit checks
  • No credit history required
  • No employment details asked
  • No proof of income needed
  • Keep your car
  • Borrow up to $60,000
  • Same day cash disbursal
  • Easy paperwork


Get a car title loan from us today! Apply online or call (toll free) 1-844-567-7002 to book your appointment. One of our loan agents will gladly help you throughout the entire loan process.

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Is It A Good Idea To Borrow Using My Vehicle?


For someone who has never ever taken an auto title loan, it is understandable to have questions. Through this blog you’ll be able to see beyond your doubts and have a better understanding  of loaning money from licensed private lenders using  the title papers of your vehicle. The idea of ‘borrowing using my vehicle’ might seem weird  because most people go to banks to get personal loans whenever they find themselves in need of urgent money. 

But here’s the thing! Banks take a long time to process loan applications  and disburse the money. They have their own way of dealing with personal loan requests and  most of the time these loans are unsecured. And because of this, they levy high interest rates on the borrower. Banks have a set criteria which involves credit checks, employment verification and  proof of income to name a few.  A client usually has to provide a lot of information and sign countless documents to get the process started  and then waiting for approval or possibly rejection may take days or even  weeks. But what if you need money urgently? You cannot force a bank to release the loan money just for you. 

Needing money urgently,  we’re talking about situations like a medical emergency, urgent house repair, overdue credit card bill, etc. . For such cases , you need the money as soon as possible; and without any hassles or  complicated paperwork to deal with. This is possible by getting the help from  Equity Loans Canada. They have been providing  car title loans to Canadians for  many years. Regardless of your need, we provide the funds you need  so you can live a worry-free life with your loved ones.


Know More About Our Car Title Loans

We are the pioneers in the field of auto title lending. Our customers love  our  reliable and hassle-free loan process. Our title loans come with several strong advantages  which make it an easy choice to choose us for the urgent money needs.  Below are some of the points that will help you make your decision of choosing us over any of the traditional lenders out there. Borrowing using a vehicle couldn’t get much easier! 

  • No Penalties On Early Payment
  • Keep Your Car
  • No Credit Checks
  • No Job Requirements
  • No Credit History Asked
  • Same Day Cash Disbursal
  • Up To 70% Lower Interest Than Competition
  • Long Loan Term of Up To 6 years 
  • Flexible Payment Options
  • Low Monthly Payment

The loan amount is determined by the equity value of the car. Once the loan amount is determined, the title paper remains with us as collateral  for the duration of the loan.  The car, on the other hand, is free for the borrower to take and use normally. There is no need to surrender the vehicle to us. As soon as the loan is paid in full, the title papers are cleared from any legal claim from our side. With such a convenient plan to look after your financial problems, ‘borrowing using a vehicle’ may be the best idea to come your way. 

Know The Prerequisites

For anyone applying for a  loan, a basic online application form needs to be filled out and submitted. It takes less than a minute to fill out the form which will ask for basic details such as  your name, contact information and car details ( car year, model and make, odometer reading etc). Once we receive and review the information provided, a loan agent will contact you and explain  the whole loan process and answer any questions you may have.  Y For the loan you will need the following documents:.

  • 2008 or newer vehicle (fully paid for)
  • Valid Canadian driver’s license
  • Vehicle registration papers in your name
  • Insurance papers in your name that must include collision and comprehensive coverage
  • Proof of Permanent Address
  • Spare set of keys to the automobile

We are professional money lenders and believe in ethical lending. We ensure to maintain full confidentiality and privacy. Our customer service is open 24/7 to cater to your financial needs. Borrow up to $60,000 against your car within the same day of applying.

Get a car equity loan from us today. Apply online or call (toll free) 1-844-567-7002.


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Get a Quick Hassle Free Auto Loan Today!

Money is vital and especially , at the time of an emergency. Loaning money from a bank helps if you have time to spare and a good credit score. Absence of any one of these can land you straight into rejection. If you happen to meet all these bank requirements the disbursal time taken by a bank to provide the loan money is something that a person in need of instant help cannot wait for. For this very reason, auto title loans have overtaken bank loans because they come with so many benefits. You can expect a quick hassle-free auto loan  in no time and a solution to your t financial emergency without panic. Auto title loans have become popular because of ease of availability and competitive interest rates. A lot of Canadians choose them over traditional ways of loaning money because these loans can be taken at convenience.


Things to know before you loan with us!

People looking for an auto title loan must know that we at Equity Loans Canada do not ask for a good credit score. We accept all credit types.. All you need to qualify, is a fully paid off vehicle with a clear title. Up to $60,000 can be loaned for a term period as long as six years. It’s an open ended loan which means a borrower can make early payments or pay off the loan with no prepayment penalties. Any financial emergencies like overdue bills, house repairs, relocation expenses etc. can be taken care of with the help of the equity title loan. Our title loans also don’t take into consideration your employment which means we don’t ask for proof of income. Once you decide to go for a title loan, make sure you know how long you have to pay it off. Our loans run for a period of up to 6 years. This allows the borrower to make small monthly payments and not be burdened with hefty loan payments.. However, a borrower doesn’t have to keep the loan for the entire loan term. You have the option to close the loan anytime and by paying off early you won’t attract any prepayment penalties. Financial emergencies can strike anytime and the lack of available cash at that time can really complicate the things further. We are available 24//7 all year round. This means no matter when you need money, you can contact us toll free number 1-844-567-7002. Our quick hassle-free auto loan is just a call away. We process our loan requests within a day’s time to make it easy for the borrower to cater to your emergency in no time at all. Funds are handed out to the borrower immediately after the approval.. The Requirements for a Vehicle Title Loan There are some prerequisites that one has to have in order to apply for the loan. There is also minimal paperwork involved which the borrower needs to submit. Once received we verify all the documents as well as inspect your vehicle. Below are the documents needed for the verification process: A lien-free title for your fully paid off car Proof of permanent residency Vehicle registration papers in your name Vehicle insurance papers in your name A second set of keys for your vehicle A valid Canadian driver’s license Proof of legal age as per your province


Benefits of Applying !

No Credit History Required

To qualify for our auto title loan you don’t have to worry about your credit history. Whether it is good or bad, your credit history doesn’t really make any difference in the loan process. Even if you don’t have any credit history, you can still apply since the loan is dependent on the vehicle’s equity value and clear title. Whatever your credit score is, you are eligible to get a loan from us. We accept all credit types since the loan is secured by the title of your vehicle. No credit checks will be performed!

No Employment Details Asked


We don’t ask for your proof of income. So if you want to keep it private, you can. No proof of income is needed to get this quick hassle-free auto loan.

No Prepayment Penalties Charged

There are many lending services that charge a prepayment penalty if the loan is paid in full before the completion of the loan term. We don’t! Go ahead and make an early payment at your convenience. We won’t apply any penalties when you do.


Keep Your Vehicle

We do not store your vehicle with us as security. All we want is the title of the vehicle and you can continue to use the vehicle during the loan. Many lenders hold on to the vehicle until they get their money back. Not us. Get an auto title loan from us today. apply online  or call toll free 1-844-567-7002.

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Bad Credit Auto Loans – A Quick Way To Improve Your Credit Score


Financial stability is one thing that everyone wishes to have in their lives. But just one emergency can  cause your credit score to tumble down. This decline in credit score can make a person experience financial  difficulties. They may not be able to get a loan from a bank or make a huge purchase because of a poor credit score. Your credit score is the way financial institutions  measure your credibility in paying back a loan. . People or financial institutions may judge you if you have bad credit. However, there are ways of improving your credit history and saving yourself from the embarrassment and frustration. You can opt for a bad credit auto loan which can  help your financial situation and also help improve your score. All you need for this type of loan is to own a vehicle that is fully paid off with a lien-free title.

How To Get a Bad Credit Car Loan?

There are many private lenders out there that provide these loans but they all  have their own terms and conditions when lending out money. Some keep the vehicle in their storage for the duration of the loan while some charge high interest rates. At  Equity Loans Canada you do not have to worry about putting your car instorage to get the loan. We provide cash loans of up to $60,000 with minimal interest rates. So next time when a financial emergency comes your way, worry not and use your car as collateral to get a loan.  

What do I Is Need?

Car title loans are simple!  They require very little paperwork. The documents required  are basic ones you already have in your possession. You’ll find the list of requirements below: 

  • A vehicle that’s no older than 2010
  • Valid Canadian Driver’s License
  • Vehicle registration and clear title papers in your name.
  • Vehicle insurance (collision and comprehensive) also in your name
  • Proof of  permanent address 
  • Proof of age of majority in your province

How Do These Loans Help Improve Your  Credit Score?

Life is full of surprises and uncertainties. Life  can take an unexpected turn and lead to a point where you have to shed money from your savings or even take out a loan. Bad credit auto  loans from Equity Loans Canada is  the most efficient way of improving your credit score. These loans are easy on your pocket to repay and hence you can make the monthly payments without any miss. You can focus on your other expenditures very well and use the loan money to look after credit card bills or other overdue bills.

Apart from this, you can take a lot of steps from your end towards strengthening your financial stability. It is better to start early in this direction and improve your credit rating if in case an occasional dip has dented your credit score. With a little discipline in your life you can repair the damages.

Pay your dues on time

Don’t worry about your previous payments that you couldn’t make. Focus on the oncoming installments. Chart out a plan to manage your expenses. Spend less where you can manage in less and save more for the unavoidable and important things like credit dues, loan installments etc. You can also opt to set up a PAD (Pre-authorized withdrawal)  on your account for all your utility bills, credit card bills etc. In this way you won’t have to worry about saving money for the payment day. Money will be automatically deducted from your account.  

Take less credits

We know loans are an important finance tool and almost everybody needs them at some point of time in their lives. But it’s better to set a target for yourself and keep your borrowing within that bracket. Take what you can pay back. Creating this boundary will bring discipline in your life and you’ll never get trapped in the debt cycle. People take credit card payments lightly but it’s important to tell you that these small credit tools are the major contributors in deteriorating your credit rating. 

Clear up the balances

Wipe off the balances you have on you as fast as possible. All loans are taken for a set period of time. Some have the option of pre-closure but charge you money for that. Bad credit auto loans from Equity Loans Canada can be closed at any time. There are no penalties charged for paying the remaining balance before the expiry of the loan term. 

Get a car title loan from us today. apply online or call toll free 1-844-567-7002.


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